Bank On Certified Accounts and Features
Features of Bank On certified checking accounts
All checking accounts indicated below offer:
- No overdraft or non-sufficient fund (NSF) fees
- No inactivity, dormancy, early closure, or activation fees.
- Monthly fee of $10 or less. $5 or less if not waivable
- Low minimum opening deposit of $25 or less
- Checkless Checking (no written checks)
- Free Debit Card
- Free Online Banking
- Free Online Bill Pay
- Remote/Online Opening Available
- Free In-Network ATM Access (see financial institution websites for ATM locations)
See Below for Charts with Information About:
Coalition Partners MapLast Updated: March 15, 2024
All information below has been provided by the financial institutions listed. If you are a participating institution with a Bank On certified checking account listed below and your information has changed or needs to be updated please contact Vanessa Arballo, Bank On Program Manager, at [email protected].
Account Features
| Name | Checking Account | Monthly Fee | Minimum Opening Deposit | Free Mobile Deposit | Minimum Age | Other Membership Requirements | Only Deny for past incidences of actual fraud |
|---|---|---|---|---|---|---|---|
| Bank of America | Advantage SafeBalance Banking Account | $4.95 (waived, if under age 25) | $25 | Yes |
16 13 with parent/guardian |
No | No (contact institution for more details) |
| BMO | Smart Money | $5.00 (waived, if under age 25) | $25 | Yes |
18 13 with parent/guardian |
No | Yes |
| Chase | Chase Secure Banking | $4.95 | $0 | Yes |
18 |
No | No (contact institution for more details) |
| First Convenience Bank | eAccount | $5.00 | $0 | Yes | 15 | No | Contact institution for more details |
| First National 1870/ Sunflower | Achievement Checking | $5.00 | $25 | Yes | 18 | No | Depends (contact institution for more details) |
| New Mexico Bank & Trust, a division of HTLF Bank | Check Free Banking | $5.00 | $25 | Yes |
18 |
No | Depends (contact institution for more details) |
| Nusenda Credit Union | Breeze Account | $5.00 (waived, if under age 21) | $25 | Yes |
18 15 with an adult guarantor |
No | No (contact institution for more details) |
| PNC | Foundation Checking | $5.00 (waived for ages 62 and older) | $0 | Yes | 18 | No | Yes |
| Rio Grande Credit Union | Fresh Start Checking | $5.00 | $25 | No | 18 | No | Yes |
| U.S Bank | Safe Debit Account | $4.95 | $25 | Yes | 18 | No | Yes |
| U.S. Eagle Federal Credit Union | FlexChecking | $3.00 | $25 | Yes | 18 | Yes (visit their website for details) | Yes |
| Wells Fargo | Clear Access Banking | $5.00 (waived for primary account owners 13-24 yrs old) | $25 | Yes |
17 13-16 with adult co-owner |
No | Yes |
ATM and Language Access
| Name | ATM Languages | Website Languages | Branch Languages (call and confirm by branch location) | Out of Network ATMs / Fee |
|---|---|---|---|---|
| Bank of America | English, Spanish, Chinese, Korean, Russian, Portuguese | English, Spanish | English, Spanish | Yes / $2.50 Fee |
| BMO | English, Spanish | English | English, Spanish (depending on location) | Yes / $3.00 Fee |
| Chase | English, Spanish, Chinese, French, German, Greek, Italian, Japanese, Korean, Polish, Portuguese, Russian, Tagalog, Vietnamese | English, Spanish | English, Spanish | Yes / $2.50 Fee |
| First Convenience Bank | English, Spanish | English, Spanish | English, Spanish |
Yes / $2.50 Fee |
| First National 1870/ Sunflower | English, Spanish | English, Spanish | English, Spanish |
Yes / $3.00 Fee |
| New Mexico Bank & Trust, a division of HTLF Bank | English, Spanish | English | English, Spanish (depending on location) | Yes / $3.50 Fee |
| Nusenda Credit Union | English, Spanish | English | English, Spanish | Yes / $1.50 Fee |
| PNC | English, Spanish | English | English, Spanish (depending on location) |
Yes / $3.00 Fee |
| Rio Grande Credit Union | English, Spanish at many machines | English, Spanish in development | English, Spanish |
Yes / Fees may apply |
| U.S. Bank | English, Spanish, Chinese | English, Spanish | English, (Branch has access to a Language Line for assistance) | Yes / 2.50 Fee |
| U.S. Eagle Federal Credit Union | English, Spanish | English | English, Spanish | Yes / $1.75 Fee |
| Wells Fargo | English, Spanish, Chinese, Hmong, French, Korean, Russian, Vietnamese | English, Spanish | English, Spanish | Yes / $2.50 Fee |
Alternative Identification Accepted
*Can be used in lieu of Social Security Number at account opening in-branch
| Name | Individual Taxpayer Identification Number (ITIN) | Consular Identification Card | Employment Authorization Document (EAD) | Tribal ID | School ID | Other Alternative ID Accepted |
|---|---|---|---|---|---|---|
| Bank of America | No | Mexico (Matrícula Consular), Dominican Republic, Columbia, Guatemala | Yes, with photo | Yes, as secondary | Yes, as secondary | Permanent Resident Card (Green Card), Military, Canadian Citizenship Certificate, U.S Nonimmigrant Visa and Border Crossing Card, Foreign Passport |
| BMO | Yes | Mexico (Matrícula Consular), Guatemala | No | Yes | Yes, as secondary | Permanent Resident Card (Green Card), Military ID, Passport w/photo |
| Chase | Yes* | Mexico (Matrícula Consular), Dominican Republic, Columbia, Guatemala, Argentina, Brazil, Ecuador, El Salvador, Honduras, Nicaragua, Peru, South Korea, Uruguay |
No | Yes | Yes, as secondary | Permanent Resident Card (Green Card), Military ID, Passport w/photo |
| First Convenience Bank | Yes | Mexico (Matrícula Consular) | Yes | Yes | No | Permanent Resident Card (Green Card), Military, Conceal License |
| First National 1870/ Sunflower | Yes | Mexico (Matrícula Consular) | No | Yes | Yes | Government Issued Photo ID |
| New Mexico Bank & Trust, a division of HTLF Bank | Yes | Mexico (Matrícula Consular) | No | Yes | No | Permanent Resident Card (Green Card) |
| Nusenda Credit Union | Yes | Mexico (Matrícula Consular) | Yes | Yes | Yes | Permanent Resident Card (Green Card), Military, |
| PNC | Yes | Mexico (Matrícula Consular) | No | Yes | Yes, as secondary | Permanent Resident Card (Green Card), Military, Passport |
| Rio Grande Credit Union | Yes | Mexico (Matrícula Consular) | No | Yes | Yes | Military, Passport |
| U.S. Bank | Yes with valid ID | Mexico (Matrícula Consular) | Yes | Yes | No | Military, Passport |
| U.S. Eagle Federal Credit Union | No | Mexico (Matrícula Consular) | No | Yes | No | Government Issued Photo ID |
| Wells Fargo | No | Mexico (Matrícula Consular), Columbia, Guatemala, Argentina |
Yes | Yes, as secondary | Yes, as secondary | Permanent Resident Card (Green Card), Military, Passport, Border Crossing Card, Documento Único de Identidad (DUI) Card issued from El Salvador, Canadian driver’s license or state-issued identification card, issued in English |
Map: Coalition Partners that offer a Bank On Certified Checking Account
For most up to date locations of branches please visit the credit union or bank website. If you are a participating institution with a certified Bank On checking account and your location information has changed or needs to be updated please contact Vanessa Arballo, Bank On Program Manager, at [email protected].
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