Affordable Housing
We're focused on increasing housing supply and promoting access for all. Learn about the Housing Forward ABQ initiative
What is Affordable Housing?
Per the City's 2019 Affordable Housing Implementing Ordinance: Residential housing primarily for households of low and moderate-income. Low and Moderate Income is defined as less than 80% of the Area Median Income (AMI), determined by HUD annually. Subsidized affordable housing developments ensure that households in these income categories pay no more that 30% of their income on housing costs.
2024 Adjusted Income Limits by Household Size (HUD)
| % of AMI | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 30% of AMI | $18, 150 | $20,750 | $23,350 | $25,900 | $28,000 | $30,050 | $32,150 | $34,200 |
| 50% of AMI | $30,250 | $34,600 | $38,900 | $43,200 | $46,700 | $50,150 | $53,600 | $57,050 |
| 60% of AMI | $36,300 | $41,520 | $46,680 | $51,840 | $56,040 | $60,180 | $64,320 | $68,460 |
| 80% of AMI | $48,400 | $55,300 | $62,200 | $69,100 | $74,650 | $80,200 | $85,700 | $91,250 |
| Area Median Income | $60,500 | $69,200 | $77,800 | $86,400 | $93,400 | $100,300 | $107,200 | $114,100 |
Download a PDF of the 2023 HUD HOME Income and Rent Limits, effective June 15, 2023
Upcoming RFPs for affordable housing:
- July 1, 2024 – $2.7 million available in gap financing for affordable housing.
- July 1, 2024 – $9.4 million available in gap financing for affordable housing.
- September 2024 -- $4.2 million for Senior Housing projects, exact date to come.
- September 2024 – Package of City-owned land and $2.7 million in gap financing to develop affordable housing, exact date to come.
All funding opportunities can be found on the department's RFP page
Know Your Housing Rights
Landlord-Tenant Issues
If you have a legal problem, please contact New Mexico Legal Aid at 1-833-LGL-HELP (1-833-545-4357).
Read more on our Eviction Prevention page.
Fair Housing
Housing discrimination is against the law. If you feel that you have been denied the sale, rent, or financing of a home because of religion, race, color, national origin, sex, familial status, or disability, report it to HUD or your local fair housing center.
- Contact HUD online or call 1-800-669-9777/1-800-927-9275 (TTY)
- For local assistance, visit the Office of Civil Rights for information and to report discrimination.
Source of Income Discrimination
The Albuquerque Human Rights Ordinance prohibits discrimination in housing, including most rentals, based on a person's source of income. This law is now in effect.
Read the Source of Income Discrimination Guidance for Rentals in English and Español
Contact the Office of Civil Rights to learn more
Reports, Plans, and Studies
Plans, amendments, and reports related to spending federal HUD funding are documented in the City's Consolidated Plan, annual Action Plans, and Consolidated Annual Performance and Evaluation Report (CAPER) report. See the Consolidated Plan and Amendments
Albuquerque Affordable Housing Studies
- Affordable Housing Strategies for 2022-2025
- Albuquerque Affordable Housing and Homelessness Needs Assessment (Urban Institute, 2020)
- Comprehensive Needs Assessment (Office of Equity and Inclusion, 2022)
- Mine the Gap: Transforming Challenges into Opportunities in Albuquerque's Affordable Housing Ecosystem (Harvard, 2022)
- Housing Forward Albuquerque Report (2023)
National news, reports, and trends
- Can income-restricted ADUs expand the affordable housing stock in Los Angeles? (Brookings, 2024)
- Top 10 trends in Affordable Housing (Building Design and Construction, 2024)
- ‘Urban form’ and the housing crisis: Can streets and buildings make a neighbourhood more affordable? (The Conversation, 2024)
- Can accessory dwelling units in Denver help keep families and communities intact? (The Colorado Sun, 2024)
- U.S. Economic, Housing and Mortgage Market Outlook (Freddie Mac, May 2024)
- Colorado takes a new – and likely more effective – approach to the housing crisis (The Conversation, 2024)
Workforce Housing Plan
The City's Workforce Housing Plan (Chapter V of the Consolidated Plan) outlines the city's policies regarding affordable housing activities in Albuquerque. The Plan is implemented using HOME and Community Development Block Grant grants as well as the Housing Trust Fund authorized in the City's Workforce Housing Ordinance.
The Plan's primary goals are to preserve existing and new affordable housing, protect the most vulnerable populations in our community, promote home ownership for those excluded from the market, create housing that is sustainable and affordable, and allocate funding for capacity building and long-term stewardship of affordable housing.
Workforce Housing Trust Funds
Workforce Housing Trust Funds are a permanently dedicated source of revenue used to support the preservation and production of affordable housing. These funds can be leveraged with additional resources, including HOME and Community Development Block Grant, and have a long-term affordability requirement.